IVF/Ovum aspiration: Up to and excluding your 46th birthday
IVF/embryo transfer with frozen embryos: Up to and excluding your 48 th birthday, subject to application before 46 years
IUI/Insemination: Up to and excluding your 48th birthday, subject to application before 46 years.
Ovulation induction and fertility surgery: Up to and excluding your 48 th birthday, subject to application before 46 years.